Frequently asked questions

What payment methods are supported?

Visa and Mastercard through Quantum Processing. Iframe mode keeps card entry on Quantum servers; direct mode requires PCI DSS on the merchant side.

How does 3-D Secure work?

Depending on the card, Quantum returns RedirectUrl3DS (RedirectGet) or HtmlIframeForm (RedirectPost). Complete bank verification before the payment is finalized.

Can I refund or void a transaction?

Yes. Approved sales can be refunded and authorized transactions can be voided through the merchant's payment integration with Quantum Processing.

What is A2C / P2P?

Account-to-card transfer from your merchant wallet balance to a recipient card. It is a two-step flow: init with TransactionType P2P, then complete with card number or token.

How are webhooks verified?

Callbacks include an HMAC-MD5 signature built from MerchantKey, TransactionId, and your SecretKey. Merchants validate signatures server-side before updating order status.

Where do I get API credentials?

MerchantKey, SecretKey, ProcessingId, and TemplateId are issued by Quantum Processing when you onboard as a merchant.